Money doesn't have to be mysterious

We built this program because too many people feel lost when rent increases hit, or debt piles up, or retirement seems impossibly far away. It happens to everyone—and there's a better way forward.

Explore our program
Financial planning discussion with charts and analysis
Why we started this

Built from lived experience, not theory

Back in 2019, I watched my sister struggle through a redundancy with almost nothing saved. Smart person, decent income—but the panic in her voice when she called me? That stuck. She'd followed the standard advice: work hard, pay bills, hope for the best. But hope isn't a strategy when unexpected expenses show up.

So we started talking to people across Sydney, Melbourne, Brisbane. Baristas with side hustles, office workers drowning in buy-now-pay-later debt, families trying to save for a house deposit while grocery prices kept climbing. Same pattern everywhere: confusion about where money actually goes, fear around investing, zero confidence about retirement planning.

This program came from those conversations. Real struggles, practical solutions—no corporate jargon or patronizing lectures about daily lattes.

How we actually teach this stuff

Financial education usually means boring spreadsheets or aggressive investment pitches. We skip both. Instead, you'll learn how money moves in your specific life—and how to redirect it toward things that matter to you.

01

Your actual numbers

We start by mapping where your money currently goes. Not judgment—just clarity. You'd be surprised how many people discover hundreds disappearing monthly into subscriptions they forgot about or fees they never noticed.

02

Building breathing room

Emergency funds sound boring until your car breaks down. We help you create financial buffers that match your life—whether that's three months' rent or enough to handle medical surprises without panic.

03

Debt without shame

Credit cards, HECS debt, car loans—we talk about them openly. You'll learn which debts to tackle first and how to negotiate with providers. Sometimes consolidation helps. Sometimes it doesn't. We'll figure out what works.

04

Long-term thinking

Superannuation, investment basics, compound growth—explained without the financial advisor upsell. You'll understand your options, from high-interest savings accounts to ETFs to property, with realistic timelines for each approach.

What you'll walk away with

Confidence that lasts beyond the course

  • A personalized budget that actually reflects how you live—flexible enough for reality, structured enough to track progress
  • Clear understanding of your superannuation and whether your current fund makes sense for your age and risk tolerance
  • Debt reduction plan with specific monthly targets and strategies for negotiating better rates
  • Investment framework you can adjust as your income and goals change over time
  • Access to our alumni community where people share real-world wins and setbacks
See the full breakdown

People who've been through it

These folks joined the program with different starting points and different goals. Here's where they ended up after working through the material.

Participant sharing their financial learning journey

Siobhan Keller

Retail manager, Brisbane

"I came in with credit card debt and zero savings. Felt embarrassed, honestly. But the program didn't make me feel judged—they just showed me where my money was leaking and how to plug those gaps. Took eight months, but I cleared the debt and now have an emergency fund that actually lets me sleep at night."

73%

of participants report reduced financial stress within six months

Next intake starts July 2025

Program runs for twelve weeks with flexible scheduling—evening sessions for full-time workers, weekend options available. No financial background required, just willingness to look honestly at your current situation and commitment to making changes.

Get more information Work with us